Paytm have formally launched “Postpaid Mini” service for users on 5th July 2021.

Postpaid Mini service

  • This service was launched in collaboration with Aditya Birla Finance Ltd.
  • Postpaid Mini service is an extension of Paytm’s “Buy Now, Pay Later service”.
  • It seeks to driving affordability amongst people who are new to credit.
  • Postpaid Mini service is a small ticket instant loans facility that will give flexibility to users and also help manage their household expenses in order to maintain liquidity amid the covid-19 pandemic.

How loan can be repaid?

Paytm Postpaid is giving a period of up to 30 days for repayment of loans at zero percent interest. Further, there will be no annual fees or activation charges. However, a minimal convenience fee would be taken.


This will help new-to-credit citizens in starting their credit journey and develop a financial discipline. It will help in driving consumption in economy. Service would also help users to manage their liquidity by clearing their bills or payments on time.

Instant Credit system

With the help of Postpaid Mini, Paytm will offer access to loans in the range of Rs 250 to Rs 1000. Apart from that, Paytm’s Postpaid mini service will provide a credit of up to Rs 60,000. This facility will help users to pay their monthly expenses such as mobile & DTH recharge, gas cylinder booking, shop on Paytm Mall, electricity & water bills etc.

Where this service can be used?

Postpaid Mini service can be used to pay at online and offline merchant stores across India. Paytm Postpaid is currently accepted at thousands of petrol pumps, neighbourhood Kirana stores or pharmacy shops. Paytm Postpaid is available in 550 cities of India.

Paytm launches Postpaid Mini Paytm launches Postpaid Mini